Tag Archives: Money

A Guide to Buying Her an Engagement Ring

Women always say size doesn’t matter. Lies…

Well Ok, maybe that’s a little harsh.  They’re not really lying. What they really mean is, money doesn’t matter.  Size is the single biggest factor you should consider when shopping for an engagement ring.  Here’s why.  A big ring will make her feel special.  Every time she gets a compliment she’ll feel like a queen and she will get a lot of compliments.  Her friends will talk about her ring when the get together. Remember, the secret to making your girl happy is to make her friends insanely jealous.  The idea is to make here feel as special as she is, and she is special right?  

big stone diamond engagement ring

Ok tiger, (that’s right I just called you tiger) get ready, your gonna have to do a little investigating.

Find out what she likes

Men have a tendency to be pragmatic. We are presented with a problem and we try to find the fastest easiest soliton.  Fight the urge to just ask what she likes or to propose and take her ring shopping.  Don’t do it!  Whenever she looks at her ring you want her you want her to remember the time, thought, and effort you put in to buying it.  To find out what she likes, comment on other people’s jewelry of jewelry you see in the windows of stores.  She’ll not hesitate to tell you what she thinks and what she likes.  Stay away from rings though, she’ll se through you right away.  Comment on a necklace and say something like “This is nice, but I think it would look better in white gold.”.  Listen to what she says next because se’s about to tell you if she prefers white or yellow gold.

Size

Size of diamonds is measured in carats.   Do not go smaller than 1.5 carats.  Seriously.  It really does matter.  Don’t worry if you don’t think you can afford it. We’ll get to where your going to save money later.

Colour

Colour of a diamond is measured by letters starting with D (the clearest) and moving down the alphabet.  A good range to shoot for in an engagement ring is the D-j range.  Any farther and the diamond starts to have a yellowish appearance.  The closer to J the cheaper the price.

 

Cut

Unless you have heard her say that she prefers a specific cut of diamond go with the round cut solitaire.  It is what most people think of in an engagement ring.

Quality

This may seem a little counter intuitive, but quality does not matter.  Buy as good a quality as you can afford.  This is where you are going to save huge amounts of money.  The only way that quality is going to matter is if she ever wants to sell it. No one will ever ask “what quality diamond is that?” they’ll always ask “how big is it?”  Online auction sites are great for finding rings in the I1 to I3 range. Many of these have been laser enhanced or fracture filled to make them look like a higher quality diamond.

If your thinking of saving money by getting a cubic zirconia or a diamonel ring go ahead, But first do this: slap yourself in the face as hard as you can, I’ll wait…alright done? Good.  This is what it’s going to feel like when she finds out you lied, and she will find out.

Make sure it fits!

This is also very important.  The first thing she is going to want to do is,  put her ring on, Not take it to get sized.  Do whatever you can to find out her ring size.  You could take one of the rings she wears on that finger of either hand and measure it.  If she doesn’t your probably stuck measuring her finger while she sleeps.  Make sure she’s asleep though or your going to have some explaining to do.  What I did is mention that I had a ring sized once a couple of years ago and the jeweler couldn’t believe my fingers were so skinny, only being a size 7 3/4.  Then she said “Hey we have the same size hands!” Bingo!

All said and done, I Paid $1200 for a 1.6 carat diamond solitaire.  Well worth it. Just the other day she was asked to take off her ring before taking our son into one of those inflatable bouncy castles.  She handed me the ring and gave me a smile.

How to Choose Your Perfect Engagement Ring

If you are planning on proposing to that special someone then you have a big decision ahead of you. There is always a bit of nervousness that comes with this life changing event and that is completely normal. You want everything to be perfect and above all else, you need the timing to work with the big question. But in order to do this you need the perfect engagement ring. This can be some tricky business for those that have not ventured into this realm before and it is hard to trust the work on commission sales clerks at the jewelry store to say the least. There are a few rules of thumb that you should follow to make the process a bit easier.

perfect engagement rings

The perfect engagement ring should cost an equal amount to three months salary. This may sound like a bit much but that is the way that it has been for quite a while now. This comes from the diamond cartels that control the market and they know how to price a diamond. So in essence, if you make $1000 a month then the engagement ring that you select should cost around $3000. Of course you should always go with what you can afford and it is not a good idea to go into a marriage with a huge credit card bill from the purchase, so make a responsible decision but remember that this is a one time deal.

The perfect engagement ring should also reflect upon the person wearing it as well. If the person that you are purchasing it for prefers gold then you should not go with silver or platinum. You do not want something that will stand out or look bad on the persons finger to say the least. Also you want to make sure that the quality of the metal is good. There are some handsome looking rings floating around that are actually poorly made and the last thing that you want is some thing that will fall apart before the big day.

Be very aware of the cut and clarity of the stone. The size does not matter as much as the quality of the diamond in question. If you have a large stone that is extremely flawed then you have one of the worst bargains in the world. Make sure that you are getting only the best quality for the money that you are spending.